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The best life insurance companies of 2024, according to Policygenius experts
By Katherine Murbach
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Why Policygenius?
Easy savings
You could save 50% or more by shopping the market with our simple digital tools.
Quick comparison
Browse policy options including term and whole life, accelerated underwriting, and final expense.
Our agents work for you, not the insurers, to help you find and secure your best-fit coverage.
Stress-free buying
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Which insurer is best for you? That will depend on your age, health, and coverage needs. Our team of licensed agents can help you navigate options to find the right fit.
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The Policygenius Editorial team used industry data, pricing from our insurer partners, and ratings from third parties like AM Best and J.D. Power to highlight the top-rated insurance companies that excel at providing coverage to several categories of shoppers.
Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.
Policygenius rating: Our proprietary ratings methodology takes multiple factors into account, including customer satisfaction, cost, financial strength, and policy offerings. See our ratings methodology for more details.
Cost rating: Cost ranges lower than $50/month are represented with $. Cost ranges $51-$60/month are represented with $$. These ranges are based on the average monthly premium range for a 20-year, $1 million term life insurance policy for 35-year-old female non-smokers with a Standard or Standard Plus health classification. These ranges were calculated usinvbg internal actuarial rate tables for six life insurance companies that offer policies through the Policygenius marketplace (Brighthouse Financial, Corebridge Financial, Legal & General America, Lincoln Financial, Prudential, and Transamerica).
Methodology
Updated December 13, 2023
The best life insurance companies of 2024, according to Policygenius experts
The Policygenius Editorial team used industry data, pricing from our insurer partners, and ratings from third parties like AM Best and J.D. Power to highlight the top-rated insurance companies that excel at providing coverage to several categories of shoppers.
Which insurer is best for you? That will depend on your age, health, and coverage needs. Our team of licensed agents can help you navigate options to find the right fit.
Methodology
Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.
Policygenius rating: Our proprietary ratings methodology takes multiple factors into account, including customer satisfaction, cost, financial strength, and policy offerings. See our ratings methodology for more details.
Cost rating: Cost ranges lower than $50/month are represented with $. Cost ranges $51-$60/month are represented with $$. These ranges are based on the average monthly premium range for a 20-year, $1 million term life insurance policy for 35-year-old female non-smokers with a Standard or Standard Plus health classification. These ranges were calculated usinvbg internal actuarial rate tables for six life insurance companies that offer policies through the Policygenius marketplace (Brighthouse Financial, Corebridge Financial, Legal & General America, Lincoln Financial, Prudential, and Transamerica).