Protect your paycheck
Disability insurance typically costs just a fraction of your income, and means you're covered if you become hurt or sick.
Protect your paycheck
Disability insurance typically costs just a fraction of your income, and means you're covered if you become hurt or sick.
Types of disability coverage
Short-term disability*
Usually covers you for 3-6 months, but some policies can cover you for up to a year.
Insurance for business owners
This is my second time using Policygenius. The first time was for term life insurance and this time for individual disability insurance. I can’t say enough good things about this service. It is extremely easy to work with them and they do a great job of identifying and explaining all the options of the available policies to help you choose.
Find your best quote in minutes
Compare life insurance options to protect your business with help from our licensed agents.
Availability of policies and insurers varies by state and may be based on eligibility. Curious about other prices or claims in our ads? Additional details are available on our Disclosures page.
Marketing disclosures
Long-term disability
Can pay benefits for a few years or up to retirement age, you choose
Talk to a licensed agent
Our team is ready to help you explore and understand coverage options personally suited to your specific needs.
"
Norman M.
Policygenius customer
Key person coverage
Usually covers you for 3-6 months, but some policies can cover you for up to a year.
Buy-sell agreement
Can pay benefits for a few years or up to retirement age, you choose
Our team is ready to help you explore and understand coverage options personally suited to your specific needs.
Talk to a licensed agent
Who actually needs disability insurance?
Investment protection
As a medical resident, it’s crucial to protect your ability to pay off debt from years of medical school.
Affordable coverage
Getting coverage while you’re younger keeps it affordable (and keeps you from becoming a cautionary tale).
Discount eligibility
Many disability insurers offer medical residents a discount of up to 15% off. Don’t waste money by waiting.
Privacy Policy Online Tracking Opt-Out Guide Accessibility Terms & Conditions Disclosures
Yes, we have to include some legalese down here. Policygenius Inc. (DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.
Personalized quotes
Our marketplace makes it easy to compare disability insurance options in one place.
Expert assistance
Our licensed agents answer questions, handle paperwork, and more—for free.
Stress-free buying
We work for you, not the insurance companies, to help you find and secure your best-fit coverage.
The Policygenius experience
Disability coverage ensures you still have income if you suddenly can’t work. Consider having this safety net if you:
Compare trusted insurance companies in one place
We’ll help find your best quotes
Compare disability insurance options and protect your income—with help from our licensed agents.
By clicking "Get free consultation," I provide my signature consenting to contact from Policygenius for products or services via email; live, automated, or prerecorded call; or text or SMS at the number I provide (message and data rates may apply and message frequency varies), and agree to the Privacy Policy, Consent to Do Business Electronically, and Terms & Conditions. I understand that consent to phone communications is not a condition of purchase and that I can email privacy@policygenius.com to revoke consent.
Earn a high income and/or own a business that would be affected if you get hurt or sick
Have invested years of education or training into your career
Have financial obligations like a mortgage or bill payments to manage
Norman M.
Policygenius customer
"This is my second time using Policygenius. The first time was for term life insurance and this time for individual disability insurance. I can’t say enough good things about this service. It is extremely easy to work with them and they do a great job of identifying and explaining all the options of the available policies to help you choose."
Near-perfect customer ratings
*Not yet available to shop in our marketplace
*Not yet available to shop in our marketplace
*Not yet available in the Policygenius marketplace
