Save up to 53%/50% or more: Savings are estimated by comparing the highest and lowest prices of policies available in the Policygenius marketplace. For example, for a $500,000, 20-year term life policy for a 20-year old male with a preferred plus health rating in New York, the highest rate is $41.13/mo (Prudential Financial, Inc. of Newark, NJ) and lowest rate is $19.29/mo (Legal & General America of Frederick, MD). Savings may vary by term, policy amount, health class, and state. Savings illustration valid as of 8/11/2020.

You could save $110 or more per month: Potential savings calculated by finding the average difference in premium between the highest and lowest term life quotes shown to customers who received at least two quotes between 4/23/2018 and 8/22/2020 and went in-force. Potential savings are based on a composite of multiple different contracts and insurers, each holding an A.M. Best Rating of at least A-. Not all policies in this calculation are available in all states. Savings may vary by term, policy amount, health class and state.

You could save $1300 or more per year: Potential savings calculated by finding the average difference in premium between the highest and lowest term life quotes shown to customers who received at least two quotes between 4/23/2018 and 8/22/2020 and went in-force. Potential savings are based on a composite of multiple different contracts and insurers, each holding an A.M. Best Rating of at least A-. Not all policies in this calculation are available in all states. Savings may vary by term, policy amount, health class and state.

Up to 13/over a dozen top insurers: Based on the NAIC 2019 ranking of life insurance companies. Product availability varies by state and is based on eligibility. Not all carriers available in all states.

Rated #1 by Forbes Advisor: Brighthouse SimplySelect term life insurance policy rated #1 on Forbes Advisor's list of Best Instant No-Exam Life Insurance, May 2021.

"Term life policies from $.53/day or $3.72/wk or $17/mo or $193/yr" (life insurance) - $.53 per day/$3.72 per week/$16.40 per month/$192.93 per year for a $500K, 20-year term life insurance policy for a 20-year-old female non-smoker in New York by Legal & General America of Frederick, MD. Issuance of a policy is subject to product availability and your eligibility. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 7/30/2021.

"$500K coverage from $0.41/day or $2.89/wk or $12.79/mo or $150.49/yr" (life insurance): $0.41 per day/$2.89 per week/$12.79 per month/$150.49 per year for a $500K, 15-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$750K coverage from $0.54/day or $3.76/wk or $16.64/mo or $195.74/yr" (life insurance): $0.54 per day/$3.76 per week/$16.64 per month/$195.74 per year for a $750K, 15-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$1M coverage from $0.61/day or $4.29/wk or $18.96/mo or $223.04/yr" (life insurance): $0.61 per day/$4.29 per week/$18.96 per month/$223.04 per year for a $1M, 15-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$2M coverage from $1.06/day or $7.42/wk or $32.82/mo or $386.08/yr" (life insurance): $1.06 per day/$7.42 per week/$32.82 per month/$386.08 per year for a $2M, 15-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$500K coverage from $0.52/day or $3.68/wk or $16.29/mo or $191.59/yr" (life insurance): $0.52 per day/$3.68 per week/$16.29 per month/$191.59 per year for a $500K, 20-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$750K coverage from $0.71/day or $4.95/wk or $21.88/mo or $257.38/yr" (life insurance): $0.71 per day/$4.95 per week/$21.88 per month/$257.38 per year for a $750K, 20-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$1M coverage from $0.76/day or $5.37/wk or $23.71/mo or $278.99/yr" (life insurance): $0.76 per day/$5.37 per week/$23.71 per month/$278.99 per year for a $1M, 20-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$2M coverage from $1.36/day or $9.58/wk or $42.33/mo or $497.98/yr" (life insurance): $1.36 per day/$9.58 per week/$42.33 per month/$497.98 per year for a $2M, 20-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.
 


Privacy Policy          Online Tracking Opt-Out Guide          Accessibility          Terms & Conditions          Disclosures


Yes, we have to include some legalese down here. Policygenius Inc. (DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.


Copyright Policygenius © 2014-2021


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Melissa, 36
Life insurance customer

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Prices will never be lower than they are today

Save up to 53%/50% or more: Savings are estimated by comparing the highest and lowest prices of policies available in the Policygenius marketplace. For example, for a $500,000, 20-year term life policy for a 20-year old male with a preferred plus health rating in New York, the highest rate is $41.13/mo (Prudential Financial, Inc. of Newark, NJ) and lowest rate is $19.29/mo (Legal & General America of Frederick, MD). Savings may vary by term, policy amount, health class, and state. Savings illustration valid as of 8/11/2020.

You could save $110 or more per month: 
Potential savings calculated by finding the average difference in premium between the highest and lowest term life quotes shown to customers who received at least two quotes between 4/23/2018 and 8/22/2020 and went in-force. Potential savings are based on a composite of multiple different contracts and insurers, each holding an A.M. Best Rating of at least A-. Not all policies in this calculation are available in all states. Savings may vary by term, policy amount, health class and state.

You could save $1300 or more per year: 
Potential savings calculated by finding the average difference in premium between the highest and lowest term life quotes shown to customers who received at least two quotes between 4/23/2018 and 8/22/2020 and went in-force. Potential savings are based on a composite of multiple different contracts and insurers, each holding an A.M. Best Rating of at least A-. Not all policies in this calculation are available in all states. Savings may vary by term, policy amount, health class and state.

Up to 13/over a dozen top insurers: 
Based on the NAIC 2019 ranking of life insurance companies. Product availability varies by state and is based on eligibility. Not all carriers available in all states.

Rated #1 by Forbes Advisor: 
Brighthouse SimplySelect term life insurance policy rated #1 on Forbes Advisor's list of Best Instant No-Exam Life Insurance, May 2021.


"Term life policies from $.53/day or $3.72/wk or $17/mo or $193/yr" (life insurance) - $.53 per day/$3.72 per week/$16.40 per month/$192.93 per year for a $500K, 20-year term life insurance policy for a 20-year-old female non-smoker in New York by Legal & General America of Frederick, MD. Issuance of a policy is subject to product availability and your eligibility. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 7/30/2021.

"$500K coverage from $0.41/day or $2.89/wk or $12.79/mo or $150.49/yr" (life insurance): $0.41 per day/$2.89 per week/$12.79 per month/$150.49 per year for a $500K, 15-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$750K coverage from $0.54/day or $3.76/wk or $16.64/mo or $195.74/yr" (life insurance): $0.54 per day/$3.76 per week/$16.64 per month/$195.74 per year for a $750K, 15-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$1M coverage from $0.61/day or $4.29/wk or $18.96/mo or $223.04/yr" (life insurance): $0.61 per day/$4.29 per week/$18.96 per month/$223.04 per year for a $1M, 15-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$2M coverage from $1.06/day or $7.42/wk or $32.82/mo or $386.08/yr" (life insurance): $1.06 per day/$7.42 per week/$32.82 per month/$386.08 per year for a $2M, 15-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$500K coverage from $0.52/day or $3.68/wk or $16.29/mo or $191.59/yr" (life insurance): $0.52 per day/$3.68 per week/$16.29 per month/$191.59 per year for a $500K, 20-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$750K coverage from $0.71/day or $4.95/wk or $21.88/mo or $257.38/yr" (life insurance): $0.71 per day/$4.95 per week/$21.88 per month/$257.38 per year for a $750K, 20-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$1M coverage from $0.76/day or $5.37/wk or $23.71/mo or $278.99/yr" (life insurance): $0.76 per day/$5.37 per week/$23.71 per month/$278.99 per year for a $1M, 20-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.

"$2M coverage from $1.36/day or $9.58/wk or $42.33/mo or $497.98/yr" (life insurance): $1.36 per day/$9.58 per week/$42.33 per month/$497.98 per year for a $2M, 20-year term life insurance policy for a 20-year-old female non-smoker rated Preferred Plus in New York by Legal & General America of Frederick, MD. Individual rates will vary as specific circumstances will affect each customer's rate. Rate illustration valid as of 2/15/2022.
 


Privacy Policy   Online Tracking Opt-Out Guide    Accessibility   Terms & Conditions    Disclosures


Yes, we have to include some legalese down here. Policygenius Inc. (DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.


Copyright Policygenius © 2014-2021


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Privacy Policy          Online Tracking Opt-Out Guide      Accessibility          Terms & Conditions          Disclosures


Yes, we have to include some legalese down here. Policygenius Inc. (DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.


Copyright Policygenius © 2014-2022

Why Policygenius?

Easy savings

You could save 50% or more by shopping the market with our simple digital tools.

Quick comparison

Browse policy options including term and whole life, accelerated underwriting, and final expense.

Our agents work for you, not the insurers, to help you find and secure your best-fit coverage.

Stress-free buying