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Answer a few health and lifestyle questions and we’ll calculate your quotes from top insurers.

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How it works

No-exam/accelerated underwriting coverage: Issuance of a term life insurance policy without a medical exam is subject to product availability and your eligibility, and may depend upon your truthful answers to a health questionnaire.

Curious about other prices or claims in our ads? Additional details are available on our Disclosures page.

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Compare term life insurance quotes

Shop policies from 12+ of America's best life insurance carriers.

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Why Policygenius?

You could save 50% or more by shopping the market with our simple digital tools.

Quick comparison

Browse policy options including term and whole life, accelerated underwriting, and final expense.

Stress-free buying

Our agents work for you, not the insurers, to help you find and secure your best-fit coverage.

Why Policygenius?

Easy savings

You could save 50% or more by shopping the market with our simple digital tools.

Quick comparison

Browse policy options including term and whole life, accelerated underwriting, and final expense.

Our agents work for you, not the insurers, to help you find and secure your best-fit coverage.

Stress-free buying

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Yes, we have to include some legalese down here. Policygenius Inc. (DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.


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